Saturday, August 26, 2006

Comments on Kiyosaki

Robert Kiyosaki has sold millions of books. He sprinkles enough God talk into his material to get him shelf space at Christian bookstores. There is a point in my life where his message of get filthy rich by doing as little active work as possible appealed to me. But the truth of God changed my mind and heart.

Kiyosaki's message is clearly the opposite of what the Bible teaches and therefore should be rejected by biblical Christians. But instead professing Christians are latching on to his message as just another example of their love affair with the prosperity gospel. Kiyosaki was asked to write a column for Yahoo Finance. Let's look at his perspective in his latest column on August 22, 2006. I will put his words in italics and then make comments in bold.

Go Forth And Multiply Your Money- Robert Kiyosaki

If the No. 1 reason people aren't rich is because they're lazy, the No. 2 reason may be that they're also wicked. Not that being wicked ever stopped anyone from getting rich.
Given all that, should we save taxes by stopping government entitlement programs? Does giving money to poor and greedy people reduce their numbers, or does it just ensure more poor and greedy people?


Kiyosaki seems to believe that poor people are greedier than rich people. Although I agree that poor people can be greedy, greed is an issue that plagues rich and poor alike. So in Kiyosaki's world all poor people are lazy and wicked. Hmm.

Great Spirit, Great Wealth

As you can tell, I'm in the same politically incorrect frame of mind as in my last column, "Lazy People Don't Get Rich." Many of you had a lot to say about that article, and I'll comment on that in an upcoming column. For now, this week I derive much of its inspiration from the Bible. Or Maybe he should say a couple of verses in the Bible taken out of context that support his worldview. Since money and religion are controversial subjects, I should clarify my religious position: I prefer the Native American Indian term "Great Spirit" as a more approachable reference to God. At least Kiyosaki is not pretending to align himself with the God of Scripture.

I also don't like religious fanatics, regardless of what religion they belong to, but I support freedom of religion. For that matter, I also support the freedom to not believe in a god at all.
As for my position on wealth, if you're reading this column you know it pretty well by now.


A Talent for Abundance

While I'm no Bible scholar (I completely agree), I'm going to use a passage from the New Testament book of Mathew to illustrate my point about wickedness and the lack of wealth. If I misinterpret its message or don't follow your interpretation I mean no harm, nor do I claim to speak for God.

I draw my politically incorrect message from the parable of a master who, before leaving to travel, gave one of his servants five talents (a valuable unit of currency), another servant two talents, and a third servant one talent. When the master returned, the first servant had doubled his money and gave his master 10 talents.


The second servant had also doubled his master's money and turned over four talents. To each of these servants the master said, "Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master."

The third servant was frightened of his master, so instead of multiplying the money he buried his single talent. To this servant the master said, "You wicked and slothful servant. You knew that I reap where I have not sowed and gather where I scattered no seed? Then you ought to have invested my money with bankers, and at my coming I should have received what was my own with interest."

The master then took the servant's one talent and gave it to the servant who had turned 5 talents into 10. The parable ends with these words: "For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away."

Evil Is as Evil Does

My politically incorrect interpretation of this parable is that the poor are wicked and slothful -- in other words, evil and lazy. My favorite line from it is "Enter into the joy of your master." If your master is God, then God's joy is the abundance derived from making money, which in turn creates more abundance. If that means God doesn't like poor people, then so be it.

Wow! What does political correctness have to do with this article? If Kiyosaki wants to use a biblical passage then he should at least try to get to the original meaning of the passage. To say that this passage implies that poor people are wicked and slothful and that rich people have God's favor leaves me speechless.

I will ignore the hundreds of verses in the Old Testament that communicate God's concern for the poor and oppressed. Mr. Kiyosaki, please read these verses before you make further ridiculous conclusions.

James 5:1-6, "Come now, you rich, weep and howl for the miseries that are coming upon you. Your riches have rotted and your garments are moth-eaten. Your gold and silver have corroded, and their corrosion will be evidence against you and will eat your flesh like fire. You have laid up treasure in the last days. Behold, the wages of the laborers who mowed your fields, which you kept back by fraud, are crying out against you, and the cries of the harvesters have reached the ears of the Lord of hosts. You have lived on the earth in luxury and in self-indulgence. You have fattened your hearts in a day of slaughter. You have condemned; you have murdered the righteous person. He does not resist you."

Luke 12:13-21, "Someone in the crowd said to him, “Teacher, tell my brother to divide the inheritance with me.” But he said to him, “Man, who made me a judge or arbitrator over you?” And he said to them, “Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” And he told them a parable, saying, “The land of a rich man produced plentifully, and he thought to himself, ‘What shall I do, for I have nowhere to store my crops?’ And he said, ‘I will do this: I will tear down my barns and build larger ones, and there I will store all my grain and my goods. And I will say to my soul, Soul, you have ample goods laid up for many years; relax, eat, drink, be merry.’ But God said to him, ‘Fool! This night your soul is required of you, and the things you have prepared, whose will they be?’ So is the one who lays up treasure for himself and is not rich toward God.”

I Timothy 6:9-10; 17-19, "But those who desire to be rich fall into temptation, into a snare, into many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evils. It is through this craving that some have wandered away from the faith and pierced themselves with many pangs... As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God, who richly provides us with everything to enjoy. They are to do good, to be rich in good works, to be generous and ready to share, thus storing up treasure for themselves as a good foundation for the future, so that they may take hold of that which is truly life."

Just to clarify... I am pro people obtaining massive amounts of wealth through honest work that benefits mankind. I especially want those who have been trained in stewardship to make a ton of money. I want to get the maximum amount of resources in the hands of the best stewards. But just as the 1 Timothy passage teaches, the pursuit of riches is self-reliant. The pursuit of stewardship is God-reliant.

This is contrary to the ideas I often hear from socialists, religious leaders, and the poor themselves. I meet many people who believe that it's the rich who are evil, and that money is the root of all evil and rich people won't go to heaven. But this isn't what the Parable of the Talents says; I interpret it to say that the poor are evil and lazy. Your interpretation may be different.

For me, it brings up the problem of entitlements and government safety-net programs. My interpretation of the parable indicates that the government's social programs are evil because they support people who are wicked and slothful, and even create more of them.

That doesn't mean just more poor people, either. As we all know, some of the most corrupt practices in government are derived from the rich wanting more government handouts for their corporations, special interest groups, or political action committees.
Most of us are mature enough to know that it's only the less intelligent politicians who get caught. Some of our most wicked (and most famous) politicians are in important positions of power. Many of them are the ones we see posing for photo-ops in churches or at prayer breakfasts.


Money-Happy

One of the more financially dysfunctional notions I hear from poor people is that "money doesn't make you happy." I don't know about you, but I'm much happier when I have an abundance of money. So does God feel the same way -- is He happier when you're rich, or when you're poor? That's a question you'll have to answer for yourself. I think you know how I feel.

I will concur that some poor people are lazy. But not all. Kiyosaki has butchered this parable of the talents passage. The meaning of the word talent in this passage does have financial implications. But Christ seems to be teaching that professing Christians are to be fruitful with what God entrusts to us.

Money, abilities, time and health are resources that God entrusts to us in different measures. We will one day account for how we used these gifts. Our charge is to use all of these resources in a God-glorifying way not on selfish indulgence. We are to help alleviate the sufferings of the poor by providing opportunity. I do agree with Kiyosaki that entitlements are generally bad. But to say that the poor are wicked and lazy is naive and arrogant.

Kiyosaki's attitude reminds me of the rich man in Luke 16:19-31. This rich man ignored the needs of the poor beggar- Lazarus. Jesus teaches that the rich man is told in hell, "remember that you received your good things on earth while Lazarus suffered. But now Lazarus is comforted while you anguish."

We all need to have a steward's mind and heart. We are what we are by the grace of God alone. Period. And we must understand that this grace requires that we love justice, mercy and walk humbly with our God. This means not patting ourselves on the back when wealth comes our way. But instead asking- how can I follow Christ by being more frugal towards myself and generous to others?

For His Glory,

Ashley Hodge

1 comment:

DW said...

Good article and well timed. Kiyosaki has a lot of followers, and some former ones including me. I had not read the yahoo articles but your rebuttal is right on. He apparently knows little about the God of the bible and his attitude toward the poor, but feels confident enough that because he has sold millions of books that people will take what he says as gospel. It's kind of embarassing for yahoo finance because you would think that a writer them might do a little better research on his subject.
Also for anyone interested you should check out John T. Reed's critique of RDPD.
Have a great one! DW