Bad Math

There are a lot of people these days making stupid investing decisions. A lot could be said about investing money in speculative stocks, real estate and businesses with the desire to get rich quick. But this is not what I am referring to here. I want to rant about two poor trends:

1. Society's trend in general to be obsessed with gambling.
2. The trend in the evangelical church to believe that as long as you tithe, you can raise your standard of living as your income increases.

I am reading a book currently called Gambling: Don't Bet on It by Rex Rogers. It is an excellent book that provides research and perspective on the history of gambling in the US. Rogers chronicles how lives are destroyed by a process that usually starts with friendly neighborhood poker games, recreational visits to Vegas or betting on sporting events to add a little excitement to the event. There is an old saying: "Gambling is investing for people that are really bad at math." A Mandalay pit executive was quoted as saying, "Give me a player for six days and I guarantee he'll leave a loser."

But there is another form of gambling that is in vogue in Christian circles. It is gambling on bad teaching concerning giving/tithing. I used to attend a mega-church in the Dallas/Fort Worth area where there was a strong emphasis on tithing- giving 10% of your income back to the local church. I have no problem with teaching tithing as a spiritual discipline. But these sermons usually emphasized the present day blessings and curses of tithing to the local church which I view as a distortion of Scripture. I attended this church for about three years and I think I heard ten sermons that referenced Malachi 3:8-10- verses about robbing God by failing to give tithes and offerings.

The gamble that many Christians practice is a belief that tithing to receive blessings and a lack of tithing producing curses is true. If this what God requires, then we can do our tithing duty and feel confident that the other 90% of income is at our discretion to do what we want. The evidence that many Christians have been taught this and practice this is evident by lifestyles being led.

I see Scripture teaching something radically different. 100% of a Christian's income belongs to God. It is the duty of the Christian to prayerfully decide how much should be:

1. Kept for the needs of the family
2. Given to the work of spreading the gospel and helping the poor
3. Used to provide for wants- vacations, luxuries, etc...
4. Invested/saved towards the goal of financial freedom

The heart of the gospel is to practice an increasing form of denial towards self and generosity to others. Jesus teaches, "Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal, but lay up for yourselves treasures in Heaven where neither most nor rust destroys and where thieves do not break in and steal." Matthew 6:19-20.

Millions of Christians are betting that the 90% doesn't matter to God. This is a very bad bet. Bank on the words of Jesus instead who said to Peter after Peter told Jesus the disciples left everything to follow Him (Matthew 19:27-30). Jesus replies, "Everyone who has left houses, brothers, sisters, fathers, mothers, children or lands for My name's sake, will receive a hundredfold and will inherit eternal life." To trust the words of Christ is a good mathematical bet. To believe anything is else is a foolish gamble.

Listen to what was written about George Muller- who gave his life to house, feed, clothe and train over 10,000 orphans with the love of Christ. A.T. Pierson wrote in George Muller of Bristol- His Life of Prayer and Faith, "Muller along with John Wesley limited expenses to the same amount year after year and even though their incomes rose, they used that money to become better givers. His investments were not in tangible things but in the work of God. He never gave a tithe. He gave all that was left after the simplest and most necessary supply of actual wants."

Pierson continues, "While most Christians see themselves as doing their duty by giving 10% and spending the rest on themselves, God led George Muller to reverse this rule and reserve only the most frugal sum for personal needs, that the entire remainder might be given to those in need. Muller said, 'My aim was never how much I could obtain, but rather how much I could give.' He kept continually before him his stewardship of God's property; and sought to make the most of this one brief life on earth."

For His Glory,

Ashley Hodge